We accept all major credit and debit cards, alongside modern digital wallets including Apple Pay, Google Pay, PayPal, and Shop Pay.
To ensure total transaction integrity, all payments are processed securely via our Shopify-powered checkout at www.pavingslabsdirect.co.uk.
Data Security Compliance
We strictly comply with the Payment Card Industry Data Security Standard (PCI DSS). This global framework protects your cardholder data and ensures a secure shopping environment. For technical details, visit the Official PCI Overview.
Direct Bank Transfers
We welcome Bank Transfers (BACS/CHAPS) for trade customers, including builders, landscapers, and contractors. This method is also available to retail customers as an alternative if online card processing is unavailable.
Transparent Pricing vs. Instalment Finance
At Paving Slabs Direct, we choose not to offer "Pay Later" or instalment schemes. While these services are popular, they carry significant merchant fees (often 4% to 9%) which most retailers hide by inflating the base price of their products.
As a direct importer handling heavy, low-margin materials, our priority is providing the lowest possible price upfront. We believe in honest pricing rather than embedding third-party finance costs into the cost of your stone.
Industry Comparison: Merchant Transaction Costs
The following table illustrates why traditional payments allow us to maintain lower prices compared to finance-heavy retailers.
| Payment Method | Typical Merchant Cost | Impact on Product Price |
|---|---|---|
| Direct Bank Transfer (BACS) | 0% | Maximum Savings |
| Shopify Secure Card Payment | 1.75% – 2.25% | Industry Standard |
| Digital Wallets (PayPal/Wallets) | 2.25% – 4% | Higher Cost |
| "Interest-Free" Instalments | 4% – 6% | Requires Price Markup |
| Deferred "Pay Later" Models | 4% – 8% | Significant Price Impact |
Our Commitment
- Price Transparency: You pay for the quality of the stone, not the cost of a loan.
- No Hidden Fees: We do not artificially inflate prices to cover "interest-free" subsidies.
- Secure Transactions: Industry-standard encryption on every order.
*Note: Figures provided are indicative of UK retail industry averages used for cost-transparency context.